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Mother's Day Poem
Translations available in: English (original) | French | Spanish | Italian | German | Portuguese | Swedish | Russian | Dutch | Arabic

Happy Mother’s Day to my dear Mum and yours,

Author of my personality:

Pleased, I hope, with what you read in me;

Pleased, I hope, with episodes to come.

Yet now I, too, would get some pleasure from

Making you the book in which I see,

Of all the players in my family,

The central character, whom I would plumb.

How beautiful to move in that direction!

Each to each a separate source of pleasure,

Reading in the other’s happiness,

‘Mid much description, underlying love.

So would we deepen the connection,

Discovering new passages to treasure

As we follow time towards tenderness,

Yearning for what years unread will prove.

May 9, 2009 | 8:08 AM Comments  0 comments

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Credit Crunch
Translations available in: English (original) | French | Spanish | Italian | German | Portuguese | Swedish | Russian | Dutch | Arabic

There are a number of reasons why banks may suddenly stop or slow lending activity. This may be due to an anticipated decline in the value of the collateral used by the banks to secure the loans; an exogenous change in monetary conditions (for example, where the central bank suddenly and unexpectedly raises reserve requirements or imposes new regulatory constraints on lending); the central government imposing direct credit controls on the banking system; or even an increased perception of risk regarding the solvency of other banks within the banking system.

A credit crunch is often caused by a sustained period of careless and inappropriate lending which results in losses for lending institutions and investors in debt when the loans turn sour and the full extent of bad debts becomes known.These institutions may then reduce the availability of credit, and increase the cost of accessing credit by raising interest rates. In some cases lenders may be unable to lend further, even if they wish, as a result of earlier losses.

The crunch is generally caused by a reduction in the market prices of previously "overinflated" assets and refers to the financial crisis that results from the price collapse.[6] This can result in widespread foreclosure or bankruptcy for those investors and entrepeneurs who came in late to the market, as the prices of previously inflated assets generally drop precipitously. In contrast, a liquidity crisis is triggered when an otherwise sound business finds itself temporarily incapable of accessing the bridge finance it needs to expand its business or smooth its cash flow payments. In this case, accessing additional credit lines and "trading through" the crisis can allow the business to navigate its way through the problem and ensure its continued solvency and viability. It is often difficult to know, in the midst of a crisis, whether distressed businesses are experiencing a crisis of solvency or a temporary liquidity crisis.


May 9, 2009 | 7:05 AM Comments  0 comments

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Are there benefits from circumcision?
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1 Many older men, who have bladder or prostate gland problems, also develop difficulties with their foreskins due to their surgeon's handling, cleaning, and using instruments. Some of these patients will need circumcising. Afterwards it is often astonishing to find some who have never ever seen their glans (knob) exposed before!

2 Some older men develop cancer of the penis - about 1 in 1000 - fairly rare, but tragic if you or your son are in that small statistic. Infant circumcision gives almost 100% protection, and young adult circumcision also gives a large degree of protection.

3 Cancer of the cervix in women is due to the Human Papilloma Virus. It thrives under and on the foreskin from where it can be transmitted during intercourse. An article suggested that at least 20% of cancer of the cervix would be avoided if all men were circumcised. Surely that alone makes it worth doing?

4 Protection against HIV and AIDS. Communities suggested that circumcised men are 8 times less likely to contract the HIV virus. (It is very important here to say that the risk is still far too high and that condoms and safe sex must be used - this applies also to preventing cancer of the cervix in women who have several partners.)

A BBC television programme in showed two Ugandan tribes across the valley from one another. One practised circumcision and had very little AIDS, whereas, it was common in the other tribe, who then also started circumcising. This programme showed how the infection thrived in the lining of the foreskin, making it much easier to pass on.

5 As with HIV, so some protection exists against other sexually transmitted infections. Accordingly, if a condom splits or comes off, there is some protection for the couple. However, the only safe sex is to stick to one partner or abstain.

6 Lots of men, and their partners, prefer the appearance of their penis after circumcision, It is odour-free, it feels cleaner, and they enjoy better sex. Awareness of a good body image is a very important factor in building self confidence.

7 Balanitis is an unpleasant, often recurring, inflammation of the glans. It is quite common and can be prevented by circumcision.

8 Urinary tract infections sometimes occur in babies and can be quite serious. Circumcision in infancy makes it 10 times less likely.

February 3, 2009 | 1:13 AM Comments  0 comments

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Sleeping Positions
Translations available in: English (original) | French | Spanish | Italian | German | Portuguese | Swedish | Russian | Dutch | Arabic



Curled up on his or her side.
Going fetal is the most common sleep position, with 41 percent of people (and twice as many women as men) reporting this as their preference. These snoozers may seem tough on the surface, but they’re actually sensitive and shy, so keep that in mind if you want to crack a joke in the a.m. about your sweetie’s morning breath.

Sideways and straight as a log.
Fifteen percent of people lie on their sides with their arms at their sides. These space-conserving sorts tend to be extremely trusting and gregarious, so if you’re seeing someone like this, you’ll continue to go on plenty of group dates, dinner parties, and outings that will allow this social butterfly to spread his or her wings.

Sideways with arms outstretched.
Warning: The 13 percent of folks who slumber with their arms reaching in front of them are cynical and slow to make decisions. But while they may dodge the “Are we exclusive?” question longer than usual, once they do commit, you can be sure they’re sure.

On his or her back, arms at sides.
This pose, common amongst eight percent of respondents, means your sweetie’s reserved and has very high standards. You’re with someone who’ll treat this relationship with the respect and attention it deserves.

On his or her stomach.
Seven percent of people sleep on their stomachs with their hands around the pillow and their heads to the side—and the research says these folks are pure party animals. If that’s your thing, well, party on!

On his or her back, arms overhead.
This rarest of sleep position--only five percent of the population sleep this way--also boasts a very rare quality: These folks are good listeners. So whether you’ve mentioned you only drink decaf or love waking up to Puccini, don’t be surprised if your wish comes true come morning.

November 13, 2008 | 12:43 AM Comments  0 comments

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10 Ways to Romance your Husband or Wife
Translations available in: English (original) | French | Spanish | Italian | German | Portuguese | Swedish | Russian | Dutch | Arabic



The following tips come from the new Family Life resource, Simply Romantic Tips to Romance Your Husband. One free tip before you start—print out this page and keep it somewhere handy for fresh and creative ways of fanning the flames of romance in your marriage.

1. Write him/her a check for one hundred kisses. Be available to cash the check for him/her when and where he/she likes.

2. The next time you're out to dinner, casually take out a pen and write a note to him/her on a paper napkin—letting him/her know what he/she can look forward to at home. Fold it and slide it across the table.

3. As he/she heads out for work, give him/her a passionate kiss. If he/she wants to know what it was for, tell him/her it's the appetizer for tonight's menu.

4. Pamper his/her tootsies with a relaxing foot massage. All you need is a warm basin of water, some soap, a towel, and some lotion.

5. Get up a few minutes earlier than usual, brush your teeth, then get back in bed and wake him/her up with a kiss.

6. Refrain from saying "I told you so." That might be the best gift of all.

7. Handwrite his/her favorite Bible verse on parchment. After laminating it, surprise him/her by tucking it into his Bible.

8. Have your guy/gal write down on slips of paper his/her five favorite things to do. Fold them and place them in a bowl. Let him/her draw one out and read it—then do it together.

9. Blindfold your husband/wife and "kidnap" him/her. Take him/her to a hotel room where you have prepared a romantic tryst.

10. Men view romance differently than women. Ask your husband to describe what's romantic to him. Don't be surprised when his ideas sound very different from yours.


November 4, 2008 | 2:26 AM Comments  0 comments

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